Could you or your family cope financially if you where to be diagnosed with a critical illness which prevented you from working?
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Critical Illness Insurance

Critical Illness Insurance

What is Critical Illness Insurance?
This is an Insurance policy which pays out a lump sum of money should you suffer or be diagnosed with a critical illness such as a stroke, heart attack or some advanced cancers for example.
It can be used to pay off your mortgage, loans etc or continue to make your repayments whilst you are recovering.
Some critical illnesses may require specialist medical care which can be very costly and put a huge strain on your finances if not prepared for.


What Critical Illnesses are covered by this Insurance?
Here in the UK, all Critical Illness cover providers are under obligation to provide cover for what is collectively known as the ABI Conditions which stands

for ‘Association of British Insurers’. These illnesses are: Traumatic head injuries, advanced cancers, third degree burns, alzheimers disease, deafness, parkinsons disease, blindness, loss of feet or hands, heart valve replacement, coronary artery bypass grafts, major organ transplant, paralysis of limbs, heart attack, benign brain tumour, kidney failure, stroke, coma, multiple sclerosis, aorta graft surgery and loss of speech.
Many insurance providers cover for additional illnesses which vary upon each insurer.


Do I Need Critical Insurance?
Whilst we cannot predict the uncertain future, we can prepare for it. Could your family and loved ones cope financially if you where to be diagnosed with a critical illness that prevented you from working?
Could you still afford to pay the mortgage or continue to pay any outstanding loan or liability repayments you may have?

Please visit our ‘Quote’ site below for a
Critical Illness Insurance quote

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