Income Protection Insurance
This pays you a monthly income for up to twelve months to help pay your financial liabilities, commitments etc should you be unable to work. It is normally between 50% and 65% of your working monthly income and can help you cope until you are back on your feet and ready to return to work.

Critical Illness Insurance
Could you cope if you where no longer able to work because you are suffering or have been diagnosed with a critical illness?
Critical Illness Insurance pays you a lump sum of money which you can use to pay your financial commitments such as your mortgage, loan repayments etc.

Life Insurance
Life Insurance can offer you the peace of mind should the unfortunate happen. It pays out a lump sum of money to your family to help them cope with your death and enables them to pay off any outstanding debits you may have left behind such as any loan repayments or the mortgage for example.

Mortgage Payment Protection Insurance
Mortgage Payment Protection Insurance pays out a monthly income to help cover the cost of your mortgage should you no longer be able to work due to an accident or sickness. This type of insurance is also referred to as ‘Accident, Sickness & Unemployment Insurance’.

Accident, Sickness & Unemployment Insurance
What if you where to become sick or have an accident that prevented you from working. Would you still be able to cope financially?
Accident insurance pays you a monthly income to help cope with all your financial liabilities such as the mortgage.